Fintech

Fintech software development

Q: Are you familiar with BDDK, BKM, and PCI DSS requirements?

Yes. We have built payment platforms, mobile banking apps, and corporate finance tools that operate under BDDK and BKM regulation in Turkey. Every system we ship for fintech is architected with these requirements from day one, not retrofitted after.

Q: How long does a fintech MVP take to ship?

Most fintech MVPs leave our studio in 90 days or less. This includes engineering, design, payment integrations, and App Store or web delivery. We scope the timeline precisely on our first call.

Q: Do you have experience with Turkish bank integrations and open banking?

Yes. We have integrated with major Turkish banking infrastructure including BKM, built Open Banking data flows for corporate clients, and worked with payment gateway providers including iyzico, PayTR, and Sipay.

Q: Should we choose React Native or native iOS and Android for a fintech app?

For most fintech products, React Native is the right call. One codebase for both platforms means faster shipping, lower cost, and easier iteration. We only recommend going native when the product has specific performance or hardware requirements that React Native cannot meet.

Q: Can you take over a fintech system that was built by another team?

Yes. We review the existing codebase, architecture, and integrations, then propose a stabilization or extension plan. Taking over another team's fintech system is a common starting point for our engagements.

payment systems, regulated mobile apps, banking infrastructure

We're a fintech software development company building payment platforms, digital wallets, KYC onboarding, and bank integrations to BKM, BDDK, and PCI DSS standards from day one. Real money, real scale. Not learned on your time.

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81%

of Turkey's meal card transactions

#1

physical POS provider

2,000+

corporate clients

What we build for fintech teams

Payment Platforms

Payment processing, POS integrations, settlement, reconciliation, and merchant back-office. We rebuilt the merchant platform of Ödeal, Turkey's largest physical POS provider.

Digital Banking

Corporate banking and treasury apps, multi-bank account aggregation, KYC onboarding, and secure authentication for regulated financial institutions.

Digital Wallets

Balance management, transaction history, top-ups, rewards, and card infrastructure for consumer-facing wallet and loyalty products.

Open Banking & Integrations

Bank API integrations, account information and payment initiation, POS aggregation, and payment gateways such as iyzico, PayTR, and Sipay, with idempotency built in.

Fintech Mobile Applications

iOS and Android apps for payments, banking, benefits, and corporate finance. React Native by default: one codebase, both platforms, built for regulated environments.

Architecture, Security & Compliance

Audit trails, role-based access, ledger and reconciliation design, with BKM, BDDK, PCI DSS, and KVKK requirements built into the architecture from day one.

What we build for fintech teams

Payment Platforms

Payment processing, POS integrations, settlement, reconciliation, and merchant back-office. We rebuilt the merchant platform of Ödeal, Turkey's largest physical POS provider.

Digital Banking

Corporate banking and treasury apps, multi-bank account aggregation, KYC onboarding, and secure authentication for regulated financial institutions.

Digital Wallets

Balance management, transaction history, top-ups, rewards, and card infrastructure for consumer-facing wallet and loyalty products.

Open Banking & Integrations

Bank API integrations, account information and payment initiation, POS aggregation, and payment gateways such as iyzico, PayTR, and Sipay, with idempotency built in.

Fintech Mobile Applications

iOS and Android apps for payments, banking, benefits, and corporate finance. React Native by default: one codebase, both platforms, built for regulated environments.

Architecture, Security & Compliance

Audit trails, role-based access, ledger and reconciliation design, with BKM, BDDK, PCI DSS, and KVKK requirements built into the architecture from day one.

Fintech is not standard software

Payment flows fail in ways that hurt users.

Security gaps have regulatory consequences. Onboarding friction kills conversion before the user sees the product. We build fintech systems knowing these constraints from day one. Every integration we ship is built to BKM, BDDK, and PCI DSS standards. Every mobile flow is designed for the security and compliance requirements of regulated financial environments. How we structure ledgers, reconciliation, and audit trails is covered on our fintech software architecture page and in projects like Ödeal and BulutTahsilat.

Regulated environment experience: BKM, BDDK, PCI DSS, KVKK

High-traffic, payment-critical architecture

Bank integration and open banking experience

Fintech work we have shipped

Fintech

Payment Platform for Turkey's Largest POS Provider

Fintech

Meal Card Platform for Businesses

Fintech

Multi-Bank Open Banking App for 2,000+ Corporate Clients

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How we work with fintech teams?

MVP Fast-Track

Ship a market-ready fintech MVP in under 90 days. Engineering, design, and payment integrations in one focused sprint. For founders who need to launch with code that scales.

On-Demand Projects

A specific fintech feature or integration with a clear scope and deadline. Payment gateway, KYC flow, or bank integration, taken from spec to production.

Dedicated Product Team

A senior fintech engineering team embedded in your roadmap, standups, and codebase. For companies that need ongoing capacity for months or years.

MVP Fast-Track

Ship a market-ready fintech MVP in under 90 days. Engineering, design, and payment integrations in one focused sprint. For founders who need to launch with code that scales.

On-Demand Projects

A specific fintech feature or integration with a clear scope and deadline. Payment gateway, KYC flow, or bank integration, taken from spec to production.

Dedicated Product Team

A senior fintech engineering team embedded in your roadmap, standups, and codebase. For companies that need ongoing capacity for months or years.

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Build your fintech product with a team that knows the constraints

Tell us about your product, your stack, and your timeline. We will come back with a clear proposal.

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Frequently Asked Questions

Are you familiar with BDDK, BKM, and PCI DSS requirements?

How long does a fintech MVP take to ship?

Do you have experience with Turkish bank integrations and open banking?

Should we choose React Native or native iOS and Android for a fintech app?

Can you take over a fintech system that was built by another team?

Are you familiar with BDDK, BKM, and PCI DSS requirements?

How long does a fintech MVP take to ship?

Do you have experience with Turkish bank integrations and open banking?

Should we choose React Native or native iOS and Android for a fintech app?

Can you take over a fintech system that was built by another team?

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Maslak Mah. AOS 55. Sok.
B Blok Apt. No: 4 / 542
Sarıyer / İstanbul 34475

R&D

Üniversite Mah. Sarıgül Sok.
No: 37 / 1 İç Kapı No: 91
Avcılar / İstanbul 34320

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About

Case Studies

Expertise

Blog

Career

Services

Web Development

Mobile Development

Product Development

Software Architecture

Design Services

DevOps Services

Dedicated Product Team

Delivery Sprints

Social

GitHub

Twitter

Instagram

Medium

Maslak Mah. AOS 55. Sok.
B Blok Apt. No: 4 / 542
Sarıyer / İstanbul 34475

R&D

Üniversite Mah. Sarıgül Sok.
No: 37 / 1 İç Kapı No: 91
Avcılar / İstanbul 34320

ALL PARTNERS

Got a product to build?

START A PROJECT

About

Case Studies

Expertise

Blog

Career

Services

Web Development

Mobile Development

Product Development

Software Architecture

Design Services

DevOps Services

Dedicated Product Team

Delivery Sprints

Social

GitHub

Twitter

Instagram

Medium

Maslak Mah. AOS 55. Sok. B Blok Apt. No: 4 / 542
Sarıyer / İstanbul 34475

R&D

Üniversite Mah. Sarıgül Sok. No: 37 / 1 İç Kapı No: 91 Avcılar / İstanbul 34320

ALL PARTNERS

Got a product to build?

START A PROJECT

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